Every now and then, we all face unexpected circumstances, especially when it comes to money. You can’t predict emergencies, so when your car breaks down or pipes start leaking you might not always have the money you need to fix the problem. If you’re facing a financial crisis and you’re in need of some quick extra cash, here are some ways for you to get it.
Part time work
Unless you regularly get paid at the end of the day, chances are that you’re stuck in a situation that overtime and extra hours can’t get you out of. If you need money for an emergency and you can’t wait until payday, why not consider getting a part-time weekend job or working freelance in your spare time. It’ll be tough, but it’ll make a dent in your expenses at least. Sometimes you can find ‘one night only’ jobs online that pay a good amount, but these sorts of jobs usually require certain qualifications or experience. Sometimes event planning companies that host big events need bar staff and waiters on short notice to serve at a one night event. If you have the experience or the skills, this can be a great way to make some quick cash without delay. Just keep an eye on those job sites.
Make money online
There are lots of ways in which you can make money online, and if you’ve got spare time and internet access you can do it all from the comfort of your own home. If you only need a small amount of money you can check out online survey websites. On these sorts of websites you get rewarded with cash and vouchers for filling out online surveys and reviewing products. If you’ve got some free evenings this is a decent way to make a bit of hassle-free cash. Otherwise, start selling online. Sell your old junk on auctioning websites, sell your eBook on self-publishing websites, or sell products you’ve made yourself on peer-to-peer ecommerce websites. These are options for people with lots of time on their hands and if you’re any good you might be able to turn your online selling into a full-time job.
If you’re all out of options and the bills are piling up, a loan is your final resort. Practically every money professional will tell you to stay away from your credit cards if you’re short on cash, and they’re absolutely right. Using a credit card to pay a bill is like cutting the head off a Hydra – it’ll only come back as double what it used to be. So, look at your loan options and consider your situation. If your financial situation is only short term and you’re certain that your next paycheque can cover all of your costs, you can take out a short term loan online and get the money on the same day to pay all of your important bills. This way you won’t risk being fined for skipping payments and you won’t be damaging your credit score. Just remember to pay back the loan as early as possible to avoid the interest.